Global E-Commerce and Payments Markets Advance Through AI, Digital Wallets, and Cross-Border Trade, yStats.com Reports

Hamburg-based secondary market research firm yStats.com has published Global Compendium 2025: E-Commerce & Payments Intelligence  B2C, B2B, and Digital Payments, analyzing worldwide transformation in online retail, business trade, and payment ecosystems. The report examines B2C and B2B E-Commerce, digital payments, AI adoption, blockchain trends, and cross-border shopping, identifying growth drivers and challenges shaping the global market’s evolution.

Global E-Commerce Maintains Strong Growth

Global E-Commerce Maintains Strong Growth  Global retail E-Commerce sales are projected to surpass USD 6 trillion in 2024, highlighting sustained expansion in digital commerce worldwide. Social commerce is gaining momentum, with platforms central to product discovery and purchasing. Competitive pricing, free delivery, and easy returns drive conversion, while high delivery costs and fraud concerns still cause cart abandonment.

Digital Payments Accelerate with Expanding Non-Cash Transactions

The global volume of non-cash transactions is forecast to grow at a CAGR of +15% through 2028, reflecting the rapid move away from cash in consumer and business payments. Digital wallets are increasingly popular due to convenience and mobile-first access, while instant payments are gaining share. In B2B, virtual cards are growing as a secure, automated payment option.

AI Integration Reshapes Global Commerce

In 2025, 77% of employees worldwide reported using AI tools at work, marking its shift into everyday business operations. In E-Commerce, AI enhances personalization, enables virtual try-ons, and supports voice-assisted shopping. In payments, AI strengthens fraud prevention, streamlines compliance, and optimizes checkout processes, while adoption in operational workflows expands across industries.

Blockchain and Cryptocurrency Adoption Gains Momentum

In 2023, 65% of global consumers expressed interest in paying with digital currencies, signaling growing demand for cryptocurrency in E-Commerce. Institutional participation is increasing, with hedge funds expanding digital asset holdings. Blockchain applications extend beyond payments into areas such as supply chain transparency, real-time settlement, and tokenization of assets, supporting broader digital transformation.

Blockchain and Cryptocurrency Adoption Gains Momentum

Global B2B E-Commerce gross merchandise value is projected to supas EUR 35 trillion by 2026, supported by innovation in marketplaces and integrated payments. Vertical platforms attract significant investment with sector-specific solutions and verified supplier networks. AI-enabled procurement systems, automated invoicing, and secure payment channels streamline trade and improve efficiency between global buyers and sellers.

Access the Full Report

For detailed insights access the latest yStats.com report: Global Compendium 2025: E-Commerce & Payments Intelligence  B2C, B2B, and Digital Payments Innovations, Adoption, and Market Shifts. Contact press@ystats.com for more details.