Sample Report: AI in Asia-Pacific's Digital Payments and E-Commerce 2025: Adoption, Competitiveness, and Governance

Description

Region: Asia-Pacific

Countries Covered: China, Japan, South Korea, India, Indonesia, Australia, Thailand, Malaysia, Philippines, Vietnam, Singapore, New Zealand, Hong Kong

‍Pages: 254

Publication Date: 26.11.2025

Questions Covered in the report:‍

• How did AI adoption evolve across Asia-Pacific economies between 2024 and 2025, and which markets led regional integration?
• What major barriers have limited AI adoption across China in 2024?
• How did AI integration impact E-Commerce seller operations, financial services, and cross-border payment ecosystems in Asia-Pacific in 2025?
• Which cybersecurity, fraud, and data-privacy risks intensified across Asia-Pacific as AI use expanded in2025?
• What governance models, national AI strategies, and regulatory frameworks are shaping AI development and responsible adoption across Asia-Pacific toward 2030

Key Findings:

Asia-Pacific’s Digital Payments and E-Commerce Markets Advance as AI Adoption Accelerates, While Governance and Readiness Gaps Shape Competitive Outcomes in 2025

AI usage strengthens digital payments and online shopping, led by China and fast-growing emerging markets

AI is driving measurable improvements in payments and E-Commerce acrossAsia-Pacific, particularly in China and high-growth emerging markets such asIndia and parts of Southeast Asia. By 2025, consumers across high-usage marketsincreasingly rely on AI-enabled tools for product discovery, customer service,and digital transactions, enhancing convenience and platform efficiency. InChina, over 80% of decision-makers reported using Generative AI in theirorganizations as of July 2024.

Emerging markets lead adoptionmomentum, while advanced economies advance more cautiously

Asia-Pacific remains among the world’s fastest-growing digital regions,yet AI maturity varies widely across countries. Japan, South Korea, andAustralia progress more gradually, shaped by stricter regulatory frameworks,workforce constraints, and conservative corporate adoption models. As ofJanuary 2025, half of individuals in Japan reported regular AI use, comparedwith over 90% in India.

Competitiveness rises alongside workforce, data, and infrastructureconstraints

Businesses across payments, retail, and financial services increasinglydepend on AI to enhance competitiveness and efficiency. At the same time,skills shortages, data governance gaps, and infrastructure limitations remainmajor structural constraints, particularly in lower-readiness markets. By 2027,companies in Southeast Asia expect AI and GenAI to reduce total costs by 7–9%.

Access the full report

For detailed insights into AI adoption, competitiveness, governance, and itsimpact on digital payments and E-Commerce across Asia-Pacific, access AIin Asia-Pacific’s Digital Payments and E-Commerce 2025: Adoption,Competitiveness, and Governance. Contact press@ystats.comfor more information.

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 Table of Contents:

1.               Key Takeaways

2.             Management Summary

3.       AIAdoption Landscape & Regional Patterns

3.1.          APAC: Adoption Benchmarks

3.1.1.       Regional

•       Asia: Adoption of AISystems by Country, in % of Resp. Reporting Regular Use, Nov 2024 - Jan 2025

•       SEA: Share of E-CommerceSellers by Level of AI Adoption, in % of Resp., February 2025

•       SEA: Claimed vs Actual AIAdoption Rates by E-Commerce Sellers, in % of Respond., 2025

3.1.2.        Country Spotlights

•       China: Adoption of AI, in %of Respondents, Nov 2024 - Jan 2025

•       China: Generative AIAdoption, in % of Respondents, July 2024

•       China: Generative AIImplementation in Organizations, in % of Respondents, July 2024

•       Japan: Adoption of AI, in %of Respondents, Nov 2024 - Jan 2025

•       Japan: AI Market ValueGrowth, in USD billions, 2024 & 2033f

•       Japan: Generative AI MarketDemand, in USD billions, 2023 & 2025 & 2030f

•       South Korea: Adoption ofAI, in % of Respondents, Nov 2024 - Jan 2025

•       India: Adoption of AI, in %of Respondents, Nov 2024 - Jan 2025

•       Indonesia: AI Adoption byTool Type Among E-Commerce Sellers, in % of Resp. Using Each Tool, Feb. 2025

•       Australia: Adoption of AI,in % of Respondents, Nov 2024 - Jan 2025

•       Thailand: AI Adoption byTool Type Among E-Commerce Sellers, in % of Resp. Using Each Tool, Feb. 2025

•       Malaysia: AI Adoption byTool Type Among E-Commerce Sellers, in % of Resp. Using Each Tool, Feb. 2025

•       Philippines: AI Adoption byTool Type Among E-Commerce Sellers, in % of Resp. Using Each Tool, Feb. 2025

•       Vietnam: AI Adoption byTool Type Among E-Commerce Sellers, in % of Resp. Using Each Tool,  Feb. 2025

•       Singapore: AI Adoption byTool Type Among E-Commerce Sellers, in % of Resp. Using Each Tool, Feb. 2025

•       New Zealand: Adoption ofAI, in % of Respondents, Nov 2024 - Jan 2025

3.2.          Seller Segmentation & Barriers

3.2.1.       Regional

•       Asia: Perception of AIBenefits Over Risks, in % of Respondents by Country, Nov 2024 - Jan 2025

•       SEA: Seller Perceptions ofAI Benefits, in % of Respondents, February 2025

•       SEA: Barriers to AIAdoption Among Online Sellers, in % of Respondents, February 2025

•       SEA: Share of AI Adepts byCountry, in % of E-Commerce Sellers, February 2025

•       SEA: Share of AI Agnosticsby Country, in % of E-Commerce Sellers, February 2025

•       SEA: Share of AI Aspirantsby Country, in % of E-Commerce Sellers, February 2025

•       SEA: Key Areas to ImproveSeller Experience Among AI Agnostics, in % of E-Com. Sellers, Feb. 2025

•       SEA: Key Areas to ImproveSeller Experience Among AI Aspirants, in % of E-Com. Sellers, Feb. 2025

•       SEA: Key Areas to ImproveSeller Experience Among AI Adepts, in % of E-Com. Sellers, Feb. 2025

3.2.2.        Country Spotlights

•       China: Top Barriers AboutRisks Associated with AI Use and Implementation, in % of Respondents, Sep - Oct2024

•       Japan: Top Barriers AboutRisks Associated with AI Use and Implementation, in % of Resp., Sep - Oct 2024

•       Japan: Selective or WideUse of AI in Financial Reporting, in % of Organizations, Apr 2024 & Sep2024

•       South Korea: Top BarriersAbout Risks Associated with AI Use and Implementation, in % of Resp., Sep - Oct2024

•       India: Top Barriers AboutRisks Associated with AI Use and Implementation, in % of Resp., Sep - Oct 2024

•       Australia: Top BarriersAbout Risks Associated with AI Use and Implementation, in % of Resp., Sep - Oct2024

•       Taiwan: Top Barriers AboutRisks Associated with AI Use and Implementation, in % of Resp., Sep - Oct 2024

•       New Zealand: Top BarriersAbout Risks Associated with AI Use and Implementation, in % of Resp., Sep - Oct2024

4.               Functional Use Cases & EconomicImpact

4.1.          E-Commerce Seller Operations

4.1.1.       Regional

SEA: AI Adoption by Business Function andReadiness Group, in % of Functions, Feb. 2025

SEA: AI Tool Usage, Functional AdoptionLevels, and Seller Readiness by Market, 2025

SEA: Share of E-Commerce Sellers Using SelectedAI Tools, in % of Resp., February 2025

APAC: Consumer Usage of Offline, Digital,& AI Channels for Product Discovery, in % of Resp., 2024

APAC: Consumer Usage of Offline, Digital,& AI Channels for Product Research, in % of Resp., 2024

SEA: Enablers of AI Adoption in E-Commerce andDigital Payments, April 2025

SEA: Average Cost Reduction from AI/GenAI, in% of Total Costs, 2023 & 2027

SEA: Average Revenue Growth from AI/GenAI, in% Revenue Growth, 2023 & 2027

4.1.2. Country Spotlights

•       China: AI IntegrationAcross E-Commerce, Payments, and B2B Platforms via Leading Tech Ecosys., Nov2025

•      China: AI Agent Expansion in Commerce, Shifting Consumer Behavior,and “AI Plus” Policy Support, Nov 2025

•      China: AI Integration in Search, Social Networking, and VirtualInteraction Platforms, Oct 2025

•      China: Generative AI Adoption, Retail Efficiency Gains, andStrategic Platform Investment, Nov 2025

•      China: Practical Use of Generative AI Shopping Tools AmongEarly-Adopting Consumers, Aug 2024

•      Japan: Use of AI Tools for Personalised Shopping, Visual Search,and Inventory Optimisation, Oct 2025

•      Japan: Use of AI Recommendation Engines, Chatbots, and PredictiveMarketing in E-Commerce, Oct 2025

4.2.          Payments & FinTech Use Cases

4.2.1.       Regional

•      Asia: AI Applications in Credit Inclusion, Finance Automation, andProcurement Innovation, April 2025  

•      Asia: AI-Driven Cloud Banking, Investment Analytics, and VerticalB2B Financial Solutions, April 2025

•      APAC: AI Integration, Stablecoin Cards, Tokenised Transfers, andMicro-Merchant Access, June 2025

4.2.2.        Country Spotlights

•      China & Hong Kong: PBoC “AI + Finance” Strategy, FinTech WeekHighlights, and LianLian AI Solutions, Nov 2025

•      China & Hong Kong: CEO Reports of Efficiency Gains from AIAdoption, in % of Respondents, 2025

•      China & Hong Kong: CEO Reports of Profitability Improvementsfrom AI Adoption, in % of Respondents, 2025

•      China: CEO Reports of Job Growth Resulting from Generative AIAdoption, in % of Respondents, 2025

•      China: AI Integration Across Finance, Payments, and CommercePlatforms with Built-In Governance, Nov 2025

•      China: AI Deployment in Search Engines, Enterprise Platforms, andDigital Payment Ecosystems, Oct 2025

•      China: Conversational AI Payments, Merchant Integration, Alipay’sDigital Service Expansion, Oct 2025

•      China: AI Smart Glasses Payments, Voice Authentication Technology,and Global E-Wallet Expansion, Nov 2025

•      Japan: Application of AI in Fraud Detection, Personalised Banking,and Automated Payment Operations, Oct 2025

•      Japan: AI in QR Fraud Prevention, Customer Experience, andFinancial Ecosystem Innovation, Oct 2025

•      Hong Kong & Global: CEO Reports of Efficiency Gains from AIAdoption, in % of Resp., 2025

•      Hong Kong & Global: CEO Reports of Profitability Improvementsfrom AI Adoption, in % of Resp., 2025

5.            Risk Management, Trust &Security

5.1.          Fraud & Threat Trends

 5.1.1.       Regional

•       SEA: Year-over-YearIncrease in AI-linked Fraud Rate, in %, 2024

•       APAC: Synthetic IdentityFraud, Deepfakes, Verification Gaps and Country Trends in FinTech, 2025

5.1.2.        Country Spotlights

•      China: Top Concerns About Risks Associated with AI Use, in % ofRespondents, Sep - Oct 2024

•      China: DeepSeek Model, Generative AI Expansion, Cyber Threats, andData-Privacy Risks, Oct 2025

•      China: Integration of Screen-Aware AI Agents, Data AccessPermissions, and Privacy Gover. Gaps, Oct 2025

•      China: AI Adoption Among Elderly Users and Integration in FraudPrevention Programs, Oct 2025

•      Japan: Rise of AI-Enhanced Ransomware, Phishing, and FinancialPlatform Attacks, Oct 2025

•      Japan: Top Concerns About Risks Associated with AI Use, in % ofRespondents, Sep - Oct 2024

•      South Korea: Top Concerns About Risks Associated with AI Use, in %of Respondents, Sep - Oct 2024

 •       India: Top Concerns AboutRisks Associated with AI Use, in % of Respondents, Sep - Oct 2024

•       Australia: Top ConcernsAbout Risks Associated with AI Use, in % of Respondents, Sep - Oct 2024

•       Taiwan: Top Concerns AboutRisks Associated with AI Use, in % of Respondents, Sep - Oct 2024

•       New Zealand: Top ConcernsAbout Risks Associated with AI Use, in % of Respondents, Sep - Oct 2024

5.2.          Detection Tools & Risk Models

•       SEA: AI Detection with 80%+False Positives, Generative AI for Alerts and Support, 2024

•       SEA: Risk-Scoring Models,Network Analytics, and Data-Sharing Efforts, 2024

•       APAC: AI in FraudDetection, Real-Time Payment Security, and Biometric Authentication, July 2025

•       APAC: AI-Driven EnterpriseFraud Management, Identity Verification, and Integration Challenges, July 2025

5.3.          Trust & Readiness

5.3.1.       Regional

•       Asia: Intentional Use andTrust of AI at Work by Country, in % of Respondents, Nov 2024 - Jan 2025

•       Asia: Trust and Acceptanceof AI Systems by Country, in % of Respondents, Nov 2024 - Jan 2025

•       APAC: Consumers’ AI Trustby Activity Type, in % of Respondents, 2024

5.3.2.        Country Spotlights

•      China & Hong Kong: CEO Trust in Integrating AI into CoreBusiness Processes, in % of Respondents, 2025

•      China: Trust and Acceptance of AI Systems, in % of Respondents,Nov 2024 - Jan 2025

•      China: Views of AI Benefits Over Risks, Nov 2024 - Jan 2025

•      China: Regular Use and Trust of AI at Work, Nov 2024 - Jan 2025

•      China: Share of Employees with Required AI Skills and Capabilitiesfor Ethical and Legal AI Use, in % of Respondents, Sep - Oct 2024

•      China: Share of Third-Party Partnerships on AI Skills Gaps forEthical and Compliant AI Use, in % of Respondents, Sep - Oct 2024

•      Japan: Public Awareness of Artificial Intelligence, in % ofRespondents, Jan 2025 - Apr 2025

•      Japan: Attitudes Toward the Rise of AI in Daily Life, in % ofRespondents, Jan 2025 - Apr 2025

•      Japan: Trust and Acceptance of AI Systems, in % of Respondents,Nov 2024 - Jan 2025

•      Japan: Views of AI Benefits Over Risks, in % of Respondents, Nov2024 - Jan 2025

•      Japan: Regular Use and Trust of AI at Work, in % of Respondents,Nov 2024 - Jan 2025

·        Japan: Share of Employees with Required AI Skills and Capabilitiesfor Ethical and Legal AI Use, in % of Resp., Sep - Oct 2024

·        Japan: Share of Organizations Upskilling Staff for Ethical andCompliant AI Use, in % of Resp., Sep - Oct 2024

·        Japan: Public Trust in National AI Regulation Effectiveness, in %of Respondents, Jan 2025 - Apr 2025

·        South Korea: Public Awareness of Artificial Intelligence, in % ofRespondents, Jan 2025 - Apr 2025

·        South Korea: Attitudes Toward the Rise of AI in Daily Life, in %of Respondents, Jan 2025 - Apr 2025

·        South Korea: Trust and Acceptance of AI Systems, in % ofRespondents, Nov 2024 - Jan 2025

·        South Korea: Views of AI Benefits Over Risks, in % of Respondents,Nov 2024 - Jan 2025

·        South Korea: Regular Use and Trust of AI at Work, in % ofRespondents, Nov 2024 - Jan 2025

·        South Korea: Share of Employees with Required AI Skills andCapabilities for Ethical and Legal AI Use, in % of Resp., Sep - Oct 2024

·        South Korea: Share of Organizations with External Hiring for AIEthics and Compliance Skill Gaps, in % of Resp., Sep - Oct 2024

·        South Korea: Public Trust in National AI Regulation Effectiveness,in % of Respondents, Jan 2025 - Apr 2025

·        India: Public Awareness of Artificial Intelligence, in % ofRespondents, Jan 2025 - Apr 2025

·        India: Attitudes Toward the Rise of AI in Daily Life, in % ofRespondents, Jan 2025 - Apr 2025

·        India: Trust and Acceptance of AI Systems, in % of Respondents,Nov 2024 - Jan 2025

·        India: Views of AI Benefits Over Risks, in % of Respondents, Nov2024 - Jan 2025

·        India: Regular Use and Trust of AI at Work, in % of Respondents, Nov2024 - Jan 2025

·        India: Levels of GenAI Strategy Development Among Enterprises, in% of Respondents, 2025

·        India: Distribution of Enterprises by Stage of GenAI PlatformIntegration and Architecture Maturity, in % of Respondents, 2025

·        India: Enterprise Data Platform Maturity for GenAI Enablement, in% of Respondents, 2025

·        India: Enterprise Workforce Readiness for GenAI Deployment, in %of Respondents, 2025

·        India: Enterprise Decision-Making Maturity for GenAIImplementation Models, in % of Respondents, 2025

·        India: Share of Employees with Required AI Skills and Capabilitiesfor Ethical and Legal AI Use, in % of Resp., Sep - Oct 2024

·        India: Share of Organizations with External Hiring for AI Ethicsand Compliance Skill Gaps, in % of Resp., Sep - Oct 2024

·        India: Public Trust in National AI Regulation Effectiveness, in %of Respondents, Jan 2025 - Apr 2025

·        Australia: Public Awareness of Artificial Intelligence, in % ofRespondents, Jan 2025 - Apr 2025

·        Australia: Attitudes Toward the Rise of AI in Daily Life, in % ofRespondents, Jan 2025 - Apr 2025

·        Australia: Trust and Acceptance of AI Systems, in % ofRespondents, Nov 2024 - Jan 2025

·        Australia: Views of AI Benefits Over Risks, in % of Respondents,Nov 2024 - Jan 2025

·        Australia: Regular Use and Trust of AI at Work, in % ofRespondents, Nov 2024 - Jan 2025

·        Australia: Share of Employees with Required AI Skills andCapabilities for Ethical and Legal AI Use, in % of Resp., Sep - Oct 2024

·        Australia: Share of Organizations Upskilling Staff for Ethical andCompliant AI Use, in % of Resp., Sep - Oct 2024

·        Australia: Public Trust in National AI Regulation Effectiveness,in % of Respondents, Jan 2025 - Apr 2025

·        Taiwan: Share of Employees with Required AI Skills andCapabilities for Ethical and Legal AI Use, in % of Resp., Sep - Oct 2024

·        Taiwan: Share of Organizations with External Hiring for AI Ethicsand Compliance Skill Gaps, in % of Resp., Sep - Oct 2024

·        Hong Kong & Global: CEO Trust in Integrating AI into CoreBusiness Processes, in % of Resp., 2025

·        New Zealand: Trust and Acceptance of AI Systems, in % ofRespondents, Nov 2024 - Jan 2025

·        New Zealand: Views of AI Benefits Over Risks, in % of Respondents,Nov 2024 - Jan 2025

·        New Zealand: Regular Use and Trust of AI at Work, in % ofRespondents, Nov 2024 - Jan 2025

·        New Zealand: Share of Employees with Required AI Skills andCapabilities for Ethical and Legal AI Use, in % of Resp., Sep - Oct 2024

·        New Zealand: Share of Third-Party Partnerships on AI Skills Gapsfor Ethical and Compliant AI Use, in % of Resp., Sep - Oct 2024

5.4.          Regulation & Compliance

5.4.1.       Regional

·        Asia: Cyber Defence, Identity Risk Management and ComplianceAutomation via AI, April 2025  

·        APAC: Financial Crime Regulation, Synthetic Identity Laundering,and AI Compliance Strategy, July 2025

5.4.2.        Country Spotlights

·        China: Views on the Need for AI Regulation, in % of Respondents,Nov 2024 - Jan 2025

·        China: Adequacy of AI Regulation and Laws for Safe Use, in % ofRespondents, Nov 2024 - Jan 2025

·        China: National AI Roadmap, Industry Standards System, andMulti-Level Governance Structure, Nov 2025

·        China: National Crackdown on Deepfakes, AI Fraud, and UnregisteredPlatforms, Oct 2025

·        China: Top Expected Benefits of Effective AI Governance, in % ofRespondents, Sep - Oct 2024

·        Japan: Views on the Need for AI Regulation, in % of Respondents,Nov 2024 - Jan 2025

·        Japan: Adequacy of AI Regulation and Laws for Safe Use, in % ofRespondents, Nov 2024 - Jan 2025

·        Japan: Top Expected Benefits of Effective AI Governance, in % ofRespondents, Sep - Oct 2024

·        South Korea: Views on the Need for AI Regulation, in % ofRespondents, Nov 2024 - Jan 2025

·        South Korea: Adequacy of AI Regulation and Laws for Safe Use, in %of Respondents, Nov 2024 - Jan 2025

·        South Korea: Top Expected Benefits of Effective AI Governance, in% of Respondents, Sep - Oct 2024

·        India: Views on the Need for AI Regulation, in % of Respondents,Nov 2024 - Jan 2025

·        India: Adequacy of AI Regulation and Laws for Safe Use, in % ofRespondents, Nov 2024 - Jan 2025

·        India: Top Expected Benefits of Effective AI Governance, in % ofRespondents, Sep - Oct 2024

·        Australia: Views on the Need for AI Regulation, in % ofRespondents, Nov 2024 - Jan 2025

·        Australia: Adequacy of AI Regulation and Laws for Safe Use, in %of Respondents, Nov 2024 - Jan 2025

·        Australia: Top Expected Benefits of Effective AI Governance, in %of Respondents, Sep - Oct 2024

·        Taiwan: Top Expected Benefits of Effective AI Governance, in % ofRespondents, Sep - Oct 2024

·        New Zealand: Views on the Need for AI Regulation, in % ofRespondents, Nov 2024 - Jan 2025

·        New Zealand: Adequacy of AI Regulation and Laws for Safe Use, in %of Respondents, Nov 2024 - Jan 2025

·        New Zealand: Top Expected Benefits of Effective AI Governance, in% of Respondents, Sep - Oct 2024

6.            Competitive Landscape &Strategic AI Movement

6.1.          Market Scale & Activity

6.1.1.       Regional

·        Asia: Funding for AI-Driven FinTech Companies, in USD billions,2023-2025f

·        Asia: Number of AI-Driven FinTech Companies, in thous., in % ofTotal FinTech Comp., 2023, 2025e

·        Asia: Top Countries of AI FinTech Companies, in % of Total AIFinTech Companies, 2025

6.1.2.        Country Spotlights

·        China & Hong Kong: CEO Reports of Workforce Changes from AIAdoption, in % of Respondents, 2025

·        China & Hong Kong: CEO Expectations for AI Integration inWorkforce and Skills in Next 3 Years, in % of Respondents, 2025

·        Japan: AI Market Value, Sectoral Adoption, and GovernanceFramework under the 2025 AI Promotion Act, Oct 2025

·        Hong Kong & Global: CEO Reports of Workforce Changes from AIAdoption, in % of Resp., 2025

·        Hong Kong & Global: CEO Expect. for AI Integration inWorkforce and Skills in Next 3 Years, in % of Resp., 2025

6.2.          Strategic Moves by Key Players

6.2.1.       Regional

·        Asia: Cross-Border Integration, Market Entry, Strategic Exit andGlobal Partnerships via Alipay+, 2024

·        APAC: Visa AI Commerce, Mastercard Agent Pay, Shopper Trends, andMarket Positioning, May 2025

6.2.2.        Country Spotlights

·        China: Alibaba’s AI Investment Strategy, Cloud Expansion, andPlatform Integration, Nov 2025

·        China: Alibaba’s AI Infrastructure Expansion, Nvidia Partnership,and Launch of Qwen3-Max and Qwen3-Omni, Nov 2025

·        China: Alibaba’s Global AI and Cloud Investments, Global DataCenters, and Industry Partnerships, Oct 2025

·        China: Alibaba’s AI-Driven Market Revival, Strategic Partnerships,and Investor Revaluation, Oct 2025

·        China: Taobao and Tmall’s Revenue Growth, AI-Powered UserExpansion, and 88VIP Membership Retention, Nov 2025

·        China: Expansion of Generative AI Advertising Across E-Commerceand Social Media Platforms, Nov 2025

·        China: Alipay Tap!’s User Growth, SME Investment, and AI-PoweredHealthcare Integration, Nov 2025

·        China: Long-Context Chatbot Development, Model Scaling, andGenerative AI Competition, Oct 2025

·        China: Ling-1T Model Performance, AI Ecosystem Development, andStrategic Fintech Integration, Oct 2025

·        China: Zhipu AI’s GLM Architecture, Product Ecosystem, andCross-Border Funding, Oct 2025

7.             AI Governance, Regulation &Innovation Enablers

7.1.          Public & Private Sector AIInitiatives

7.1.1.       Regional

·        Asia: Public & Private Drivers of AI Governance,Infrastructure and Experimentation in Finance, 2025

·        Asia: AI Sandboxes and Capacity-Building Programs in FourEconomies, 2025

·        Asia: AI-Focused Regulatory Sandboxes and Innovation Hubs in FourFinancial Markets, 2025 (1 of 2)

·        Asia: AI-Focused Regulatory Sandboxes and Innovation Hubs in FourFinancial Markets, 2025 (2 of 2)

7.1.2.        Country Spotlights

·        China: Expansion of AI Infrastructure, Data Centers, and DigitalYuan Systems, Nov 2025

·        China: Computing Capacity, Data Growth, Sectoral AI Models, andRenewable Energy Expansion, Nov 2025

·        China: AI in Manufacturing, Retail, and Energy Focused onProductivity and Green Innovation, Nov 2025

·        China: Government Venture Funds, Subsidy Programs, and Uni.-LinkedAI Innovation Networks, Oct 2025

·        China: AI+ Strategy, Education and Data Initiatives, and PolicyPriorities, Oct 2025

·        China: Rapid AI Model Expansion, Rising Infrastructure Investment,and Labor Market Imbalance, Nov 2025

·        Japan: Government Planning for Domestic AI Development,Infrastructure, and Economic Impact, Oct 2025

·        Japan: AI Infrastructure, Skills Training, Research Collaboration,and Cybersecurity Cooperation, Oct 2025

·        South Korea: Private AI Investment, Government Incentives, andPublic-Private Funding Model, Oct 2025

·        South Korea: AI Infrastructure Funding, Data Access, and ClusterDevelopment, Oct 2025

·        South Korea: GPU Expansion, National AI Computing CenterDevelopment, Domestic AI Chip Support, Oct 2025

7.2.          AI Innovation Frameworks

7.2.1.       Regional

·        Asia: AI Innovation Facilitators, Financial Inclusion, RegulatoryInsight and Risk Management, 2025

·        Asia: Regulatory Frameworks for AI Innovation, Market Fit,Coordination, and Expertise, 2025

·        Asia: Design, Resource, and Oversight Barriers of AI InnovationFacilitators in Financial Markets, 2025

·        Asia: Development of AI Experimentation Platforms andGovernance  Across Multiple Sect., 2025(1 of 2)

·        Asia: Development of AI Experimentation Platforms andGovernance  Across Multiple Sect., 2025(2 of 2)

·        APAC: AI Strategy in Anti-Financial Crime, PredictiveCapabilities, and Governance Priorities, July 2025

·        SEA: Infrastructure, Talent, and Regulatory Barriers Impacting AIAdoption, April 2025

·        SEA: Sectoral and Country-Level AI Contributions to EconomicGrowth, April 2025

7.2.2.        Country Spotlights

·        China: AI Research Output, Patent Leadership, and Data-DrivenInnovation Expansion, Oct 2025

·        China: Generative AI Adoption, Patent Leadership, and AutomatedMonitoring Use, Oct 2025

·        China: Unified Computing System, Data Governance Frameworks, andIndustrial AI Strategy, Oct 2025

·        China: Data Generation, Accessibility, and Public-Private AICollaboration, Oct 2025

·        China: AI Talent Production, Retention, and InstitutionalDevelopment, Oct 2025

·        China: Generative-AI Leaders, Benchmark Gains, and Open-SourceModel Growth, Oct 2025

·        China: Fragmented AI Data Systems, Limited High-End Talent, andUneven Industrial Integration, Nov 2025

·        China: Integration of AI Development, Digital CurrencyInfrastructure, and Trade Systems, Oct 2025

·        Japan: AI Promotion Act, Strategy Center, and Governance Frameworkfor Responsible Innovation, Oct 2025

·        Japan: AI Responsibilities, Ethical Guidelines, and Trust-BasedCompliance in Digital Commerce, Oct 2025

·        South Korea: National AI Master Plan, Presidential Oversight,Safety Institutions, and Budget-Aligned Subcommittees, Oct 2025

·        South Korea: Mandatory AI Disclosure, Compute-Based Oversight, andRepresentation Requirements, Oct 2025

·        South Korea: AI Documentation Duties, Compute-Based Oversight, andDisclosure R

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Companies Mentioned:

• Darktrace
• ThetaRay
• Napier AI
• Cowbell Cyber
• Socure
• Alloy
• Sardine
• Visa
• Mastercard
• Alipay
• Alibaba
• Taobao
• Tmall
• Moonshot AI
• Zhipu AI
• High-Flyer
• Nvidia